Most private money residential loans are short term in nature. We understand that time is of the essence and that borrowers are looking for an easy process.
When your transaction does not fit traditional guidelines, Sequoia is the lender of choice. Traditional lenders cannot compete with our speed or streamlined underwriting process. If the borrower has equity and a plan that makes sense, we are interested. Each loan we fund is structured to meet the needs of the borrower and therefore our pricing and loan terms vary with each scenario.
Regardless of the reason, Sequoia is the solution for borrowers who need immediate access to capital.
Key Benefits
- Flexible underwriting
- Competitive pricing starting at 7.99% and 2 points
- We close quickly and efficiently
- Non-FICO driven approval process
Program Details
- Loan Amounts: up to $3,000,000+
- Loan to Value: up to 65%
- Interest Rates: starting at 7.99%
- No Prepayment Penalty required
- Loan Terms: up to 10 years
- Lien Position: First and select junior liens
- Fees: starting at 2 points
ALL TYPES OF RESIDENTIAL PROPERTIES CONSIDERED
- SFR 1-4 (No consumer loans. Business purpose, entity borrower and N/O/O only), Multi-Family, Investment Properties, Mixed Use, Second Homes, etc.
- Cross-collateralize multiple properties to maximize loan amounts
- Subordinate liens and seller-carry are okay
FOR ANY PURPOSE
- Borrowing against properties listed for sale is no problem
- No limits on Cash Out
- Perfect for transitional “Bridge” financing
- Acquisition of discounted properties
- Restructure debt, settlements, divorce or to buy out partners
ALL TYPES OF BORROWERS
- Individuals, LLC’s, Partnerships, Corporations, Trusts, Foreign Nationals, etc.
- Combine multiple borrowers or multiple entities in a single transaction
PORTFOLIO LENDER
- Sequoia does not rely on credit lines from the secondary market
- Creative approaches to each loan request
- No seasoning requirements and no cash-out limitations
SIMPLE PROCESS
Fill in our Request a Quote or call us at 1.855.SEQUOIA and we will respond within one business day; or fax 415-946-8230 or email us your application and credit report.
FAST RESPONSE
One business day turnaround on our expression of interest.
- For examples of recent closings click here.
- To request a quote click here.
- For Loan Forms click here.
Having immediate access to liquidity is vital to capitalizing on profit opportunities and preserving valuable business relationships. Sequoia is the lender of choice when time is critical or your transaction does not fit traditional guidelines. Traditional lenders cannot compete with our speed and streamlined underwriting process. If your borrower has equity and a plan that makes sense, we are interested.
Key Benefits
- Flexible underwriting
- Competitive pricing starting at 8.99% and 2 points
- We close quickly without surprises
- Non-FICO driven
Program Details
- Loan Amounts: up to $3,000,000+
- Loan to Value: up to 50% is typical
- Debt Service Coverage Ratio: Less than 1.0 allowed
- Interest Rates: starting at 8.99%
- No Prepayment Penalty options available
- Loan Terms: up to 10 years
- Lien Position: First and select junior liens
- Fees: start at 2 points
ALL TYPES OF BORROWERS
- Individuals, LLC’s, Partnerships, Corporations, Trusts, Foreign Nationals, etc.
- Combine multiple borrowers or multiple entities in a single transaction
ALL TYPES OF PROPERTIES CONSIDERED
- Multi-Family, Office, Retail, Industrial, Mixed-Use, Mini-storage, etc.
- Cross-collateralize multiple properties to maximize loan amounts
- Land and Single-Use properties considered with additional collateral
FOR ANY PURPOSE
- Borrowing against properties listed for sale
- No limits on Cash Out
- Perfect for transitional “Bridge” financing
- Immediate acquisition of discounted properties
- Restructure debt, settlements, divorce or to buy out partners
PORTFOLIO LENDER
- Sequoia does not rely on credit lines from the secondary market
- Creative approaches to each loan request
- No seasoning requirements and no cash-out limitations
SIMPLE PROCESS
Fill in our Request a Quote or call us at 1.855.SEQUOIA and we will respond within one business day.
FAST RESPONSE
One business day turnaround on our expression of interest.
- For examples of recent closings click here.
- To request a quote click here.
- For Loan Forms click here.